Discover your
Plutus Score
7 numbers. 60 seconds.
See where you truly stand.
Please enter your age (18–100).
After-tax income only
Please enter a valid income.
Cash, checking, emergency fund
Please enter a valid amount.
401k, traditional/Roth IRA — typically locked until 59½
Please enter a valid amount.
Brokerage, crypto, stocks, taxable index funds — accessible anytime
Please enter a valid amount.
Student loans, car, credit cards — exclude mortgage
Please enter a valid amount.
Rent, food, transport, utilities, subscriptions — everything you spend
Please enter a valid amount (must be less than income).
Does not affect your Plutus Score — only used to show peer group comparison
🔥 FIRE Calculator Optional
Age you want to stop working
Advanced assumptions
After-inflation portfolio growth rate
Leave blank to use your current monthly expenses
Fill in your numbers on the left and click Calculate to reveal your Plutus Score.